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June 17, 2026
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Amenfiman Community Bank shareholders approve capital increase to over GH₵100m
Money
Policy
Opportunity
Growth
Key Points
- Amenfiman Community Bank PLC recorded an exceptional profit after tax of GH₵154.9 million in 2025, a 180% increase over 2024, and saw deposits rise by 48% to GH₵2.3 billion.
- Shareholders approved increasing the bank's stated capital to over GH₵100 million to meet regulatory requirements, support larger transactions, and enhance competitiveness.
- The bank significantly expanded its lending, disbursing GH₵1.60 billion in loans in 2025, with a strong focus on MSMEs, while maintaining a low non-performing loan ratio of 1.62%.
- A key development was its transition from Amenfiman Rural Bank PLC to Amenfiman Community Bank PLC, reflecting a stronger capital base and expanded scope for deeper financial inclusion and potential cross-border trade.
- The bank is committed to branch expansion, strengthening its ESG principles with planned solar investments and green financing, aiming to become a national banking powerhouse.
Why This Matters
This article highlights the robust performance of an indigenous Ghanaian financial institution, demonstrating resilience and growth potential within the country's banking sector despite macroeconomic challenges. The bank's significant support for MSMEs, commitment to financial inclusion, and adoption of ESG principles are crucial for fostering local economic activity, job creation, and sustainable development across Ghana.
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