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March 18, 2026
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Ghana ends 2025 with total debt stock of GH¢641bn
Money
Policy
Opportunity
Growth
Key Points
- Ghana's total debt stock marginally declined to GH¢641 billion by the end of 2025, down from GH¢726.7 billion in 2024.
- The country's debt-to-GDP ratio slowed significantly to 45.3% in 2025, compared to 61.8% in 2024.
- External debt stood at $29.4 billion, while domestic debt rose marginally to GH¢333.8 billion.
- Market analysts attribute the overall debt reduction partly to the cedi’s sharp appreciation in 2025.
- The decline is expected to positively influence Ghana’s next credit rating review by international agencies, with the economy estimated at GH¢1.4 trillion.
Why This Matters
This article is significant for Ghana as it indicates an improvement in the country's fiscal health, with a notable reduction in the debt-to-GDP ratio. A better debt profile can enhance investor confidence, potentially leading to more favorable credit ratings and improved access to international capital markets for future development projects. This signals a positive shift in economic stability and management.
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